How to Select the Best Travel Insurance

A holiday throws up so many decisions: which island to visit, which resort to recline in, or which beach to stroll down are the dilemmas we dream about as we're chained to our office desks. But you do not often dream about having to decide which insurance policy you should opt into!

However, this is a vital part of the holiday equation and it can get very confusing. It need not be so complicated, though. With many excellent and affordable options available, it is simply a matter of wading through the many providers by asking the right questions to find the protection for you.

Who is the most reliable?

It's hard to go past a good, solid reputation. There are so many single trip travel insurance plans available, that it is easy to feel intimidated and bamboozled by the choice. However, a quick survey will reveal that some have a much better reputation than others. Through client feedback and checking how they underwrite their policies, you can rest assured you're choosing only the most established and experienced company. A good provider will offer an exemplary service from the moment you settle the quote to the time you return home from your one-off journey.

Who provides the best quote?

Ultimately, you want value for money. This means putting a considerable portion of your time and effort into comparing quotes. Fortunately, there are many reputed providers of single trip travel insurance who offer fast and efficient access to preliminary quotes online. It only takes a few minutes to establish a solid framework to determine who are the most cost-effective providers.

What cover do you really need?

You should only pay for what you really need when purchasing single trip travel insurance. - but by the same token you must underinsure. This means the next question you should ask yourself is "what do you I really need from my cover?" The best policies will provide flexibility, for example they will allow you to pay only for the days you are on holiday, and cover only the number of people who require cover. In this way there are no unhappy or costly surprises and you will be able to know you are getting exactly the right amount of protection.

What extras can come in handy?

Choosing single trip travel insurance should not just be about what you can avoid. You can also think about what you can gain. You will find that the best companies offer packages laden with extras to take advantage of. Some will come as complimentary, while others will require a payment. From golf cover to cruise cover, it is worthwhile thinking above and beyond your physical safety and considering how extras can add even greater peace of mind to your holiday - and there is little price you can put on peace of mind.

Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies including single trip travel insurance, annual, multi-trip and family cover. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.

Please Share To: Facebook Twitter Google+ Linkedin Technorati Digg